HMO & COBRA?

HMO & COBRA?
Posted May 21, 2005 - 10:27am

If I sign up for the HMO now, when my position is terminated and I revert to COBRA for health insurance - can I opt for the PPO at that time? Or can I only get the HMA through COBRA since that is what I had before my postdoc position terminated?

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Re: HMO & COBRA?

May 21, 2005 - 10:27am — Anonymous (not verified)

When your position is terminated and you want COBRA coverage (an 18-month extension of your previous employer's health benefits package), you do not have the option to switch your coverage to a more premium plan. You would have to COBRA your HMO benefits if that is what the University was providing for you before you terminated.

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