UC Postdoctoral Scholar Benefit Plan (UC PSBP)

Postdoctoral Scholars are eligible to participate in the UC Postdoctoral Scholar Benefit Plan (UC PSBP), which includes medical, dental, vision, life, AD&D, short-term disability, and voluntary long-term disability. As a condition of appointment, Postdoctoral Scholars must have adequate health insurance coverage for the duration of their appointment.

UC Postdoctoral Scholar Benefit Plan includes:

  • Medical: Health Net HMO or PPO
  • Dental: Health Net DHMO or Principal Point of Service
  • Vision: Health Net PPO
  • Life, AD&D, and Short-Term Disability: The Standard Insurance
  • Voluntary Long-Term Disability: The Standard Insurance

In addition, Postdoctoral Scholars will have access to the following services:

  • Wellness Programs
  • The Standard Travel Assist Program
  • Child and Home Care Providers
  • Teladoc®
  • Mental Health Benefits

Open Enrollment

The 2021 Annual Benefits Open Enrollment period will begin on October 29, 2020 and will continue through November 24, 2020 at 5 pm. Visit Gallagher Benefits Services website for information about 2021 plan changes, 2021 plan rates, and 2021 open enrollment webinars. If you do not re-enroll, you will keep the same plans and dependents you currently have. Contact Gallagher Benefits Services (800-254-1758, UniversityServices.GBS.psbp@ajg.com) or the union for postdoctoral scholars (UAW Local 5810 at uaw5810@uaw5810.org) if you have any questions.

Eligibility

As a new Postdoctoral Scholar appointed in any of the Postdoctoral Scholar job codes (3252, 3253, 3254, 3255 or 3256), you have 31 days from your date of appointment to enroll yourself and your eligible dependents.

Family member eligibility requirements are the same as the family member eligibility requirements for the University of California Faculty and Staff plans. The major family member eligibility categories are the following:

  • Spouse
  • Natural or adopted child or children to age 26 for medical plans (unless eligible to continue coverage because of disability). Adult age children are not eligible to enroll if they are eligible for their own employer-sponsored plan.
  • Same-sex or Opposite-sex domestic partner, as long as the relationship meets established criteria.

Note: When two family members are employed through the UC, duplicate coverage is not allowed.

Your eligible family members must be enrolled with the same coverage start date as you, which is the date of appointment. However, you may enroll eligible family members at a later time due to a qualifying event as listed in the section below.

Failure to enroll yourself, or enroll your dependents, within this time frame could result in a significant delay in access to coverage, or the inability to enroll yourself and/or your dependents until the next Open Enrollment period.

Enrollment

Enroll or make changes to your UC PSBP benefits via the UCPath website. If you have questions on how to enroll or make changes to your benefits, please contact UCPath Center via UCPath website, ucpath@universityofcalifornia.edu, or (855) 982-7284.

Opt-Out

As a condition of appointment, Postdoctoral Scholars must have adequate health insurance coverage for the duration of their appointment. If a Postdoctoral Scholar elects to opt-out of UC PSBP, Postdoctoral Scholar Health Benefits Opt Out Form must be completed and submitted to their department administrator.

Postdoctoral Scholar Contributions

Postdoctoral Scholars contribute a portion of the premium as indicated on plan rates.

University Contributions

Postdoctoral Scholars who elect to enroll in UC PSBP will have their insurance premiums covered in full by the sponsoring department except for the costs of the Postdoctoral Scholars’ required monthly premium contributions. Postdoctoral Scholars are automatically enrolled in the life, AD&D, and short-term disability programs. The University provides these coverages at no cost to Postdoctoral Scholars. In addition, the University shall pay the workers compensation assessment and the benefit broker fee for all Postdoctoral Scholars. Postdoctoral Scholars cannot be compelled to cover University contributions.

Medical Evacuation and Repatriation Benefits

Health Information Basics

Webinar Recording: myPostdoc Monthly: Insurance 101 (October 2020)
Presented by Steve Johnson, Gallagher Benefit Services. Hosted by National Postdoctoral Association.

Summary: Accessing care through the U.S. healthcare system can seem like a daunting, mountainous task. After all, we fear the unknown. In fact, a recent survey shows that only four percent of Americans truly understand the key components of their health insurance and how they impact their out-of-pocket costs, and for international postdocs, the statistic is undoubtedly even lower. Join us for an informative webinar where we will discuss those unfamiliar concepts and terms you may have come across when looking at health insurance benefit summaries or speaking with healthcare professionals. Fortunately, when armed with a bit of knowledge and understanding, accessing care seems like less of a mountain and more of a molehill.

Questions?

For questions about UC PSBP or general eligibility questions, contact your departmental HR/personnel representative or contact Gallagher Benefits Services at (800) 254-1758 or UniversityServices.GBS.psbp@ajg.com.

UCLA Postdoctoral Scholars Health Benefits Program
Effective January 1, 2012

Last Revised: 11/2020